Real Estate Values and Property Tax Valuation in Florida
The state of Florida has 7.8M properties with a cumulative value of $2.1T, making up 5.58% of all real estate value in the United States. Property taxes in Florida totaled $27.9B across these 7.8M properties, with an average homeowner paying $3,597 in property taxes compared to the national average of $3,553. The average property tax rate in Florida is 1.34%, higher than the national average of 0.93%. Property values for tax purposes are determined by the local assessor's office, which uses a variety of factors to determine the fair market value of a property.
In Florida, property values are assessed on January 1st. Property value notices are issued in August and property tax appeal deadlines are typically 25 days from the date of the value notices, which is usually in September. Property tax bills are issued on November 1st.
Updated November 01, 2023
TABLE OF CONTENTS
Real Estate Statistics in Florida | Real Estate Values in Florida | Mortgage Rates in Florida | Housing Expenses in Florida | Explore Property Taxes in Your County
Important Dates | |
---|---|
Property Valuation Date: | January 1st |
Property Value Notices Issued: | August |
Property Tax Appeal Deadline: | September or 25 days from date of value notices |
Property Tax Bills Issued: | November 1st |
Real Property Tax Bill Due (1st of #): | March 31st |
Available Exemptions | |
---|---|
Early Payment Discount | Available |
Senior | Available |
Disabled | Available |
Homestead | Available |
Veteran | Available |
Solar/Wind | Available |
Charitable | Available |
Don't Miss Your Property Tax Appeal Deadline
Ownwell will automatically evaluate all new property tax assessments, identify if you should appeal, then handle the end to end property tax appeals process. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings after you save!
Real Estate Statistics in Florida
Total Real Estate Value
$2.1T
Total Real Property Taxes
$27.9B
Average Property Tax Rate
1.34%
# of Real Properties
7.8M
Residential Property Tax by County in Florida
Florida property taxes are among the highest in the country, with an average rate of 1.34%. This is significantly higher than the national average of 0.93%. Homeowners in Florida pay an average of $3,597 in property taxes each year, which is slightly higher than the national average of $3,553.
Property tax rates vary significantly across counties in Florida. St. Lucie County has the highest effective property tax rate in the state at 1.69%, while Liberty County has the lowest effective property tax rate at 0.75%. This means that homeowners in St. Lucie County pay nearly twice as much in property taxes as those in Liberty County.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each county in Florida. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
County | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Alachua County | $55,640 | $96,541 | $157,092 | $230,087 | $314,254 |
Baker County | $48,195 | $75,550 | $122,199 | $178,748 | $241,469 |
Bay County | $46,593 | $93,063 | $160,679 | $245,438 | $349,064 |
Bradford County | $32,835 | $49,164 | $76,013 | $119,693 | $184,273 |
Brevard County | $77,580 | $125,910 | $187,030 | $268,020 | $378,650 |
Broward County | $86,640 | $144,660 | $248,400 | $367,040 | $525,670 |
Calhoun County | $17,104 | $26,978 | $48,667 | $89,648 | $140,854 |
Charlotte County | $77,011 | $117,137 | $180,652 | $255,765 | $379,127 |
Citrus County | $2,800 | $4,320 | $59,223 | $139,970 | $223,708 |
Clay County | $70,931 | $125,706 | $180,122 | $239,376 | $315,001 |
Collier County | $123,347 | $187,601 | $288,752 | $493,769 | $962,009 |
Columbia County | $30,340 | $52,889 | $94,064 | $151,152 | $221,266 |
DeSoto County | $41,577 | $68,862 | $102,693 | $151,284 | $237,541 |
Dixie County | $18,200 | $29,400 | $50,850 | $86,900 | $140,000 |
Duval County | $61,958 | $108,792 | $166,309 | $236,156 | $335,428 |
Escambia County | $51,480 | $84,097 | $135,726 | $205,578 | $301,150 |
Flagler County | $129,809 | $163,813 | $204,800 | $268,028 | $389,705 |
Franklin County | $40,638 | $73,873 | $167,474 | $347,974 | $586,808 |
Gadsden County | $18,621 | $32,970 | $62,264 | $116,173 | $180,083 |
Gilchrist County | $36,212 | $56,922 | $88,436 | $142,308 | $206,402 |
Glades County | $37,698 | $56,392 | $82,368 | $125,674 | $181,659 |
Gulf County | $26,481 | $56,812 | $140,473 | $266,198 | $477,808 |
Hamilton County | $22,802 | $37,624 | $58,952 | $93,970 | $141,150 |
Hardee County | $32,703 | $53,892 | $85,372 | $131,920 | $201,108 |
Hendry County | $35,620 | $59,656 | $104,375 | $159,562 | $238,788 |
Hernando County | $64,112 | $100,990 | $148,509 | $199,348 | $265,443 |
Highlands County | $37,690 | $70,464 | $111,598 | $160,654 | $224,942 |
Hillsborough County | $92,676 | $145,873 | $202,129 | $280,073 | $403,206 |
Holmes County | $19,458 | $31,278 | $52,675 | $80,873 | $121,160 |
Indian River County | $84,396 | $132,745 | $201,491 | $299,050 | $539,134 |
Jackson County | $22,962 | $37,220 | $66,676 | $119,946 | $190,805 |
Jefferson County | $36,456 | $62,489 | $108,502 | $197,408 | $308,956 |
Lafayette County | $19,645 | $39,059 | $81,730 | $150,534 | $232,722 |
Lake County | $63,918 | $123,074 | $189,624 | $245,959 | $320,512 |
Lee County | $91,170 | $139,781 | $196,216 | $295,264 | $460,636 |
Leon County | $49,140 | $92,985 | $160,073 | $247,293 | $349,950 |
Levy County | $26,928 | $45,656 | $81,214 | $142,650 | $219,999 |
Liberty County | $13,723 | $26,308 | $61,578 | $133,022 | $217,345 |
Madison County | $22,741 | $40,027 | $71,327 | $127,076 | $202,359 |
Manatee County | $71,417 | $135,000 | $218,152 | $317,630 | $473,195 |
Marion County | $35,042 | $81,245 | $132,588 | $191,508 | $266,836 |
Martin County | $85,000 | $137,000 | $233,735 | $364,370 | $558,494 |
Miami-Dade County | $128,000 | $180,100 | $253,251 | $353,363 | $561,507 |
Monroe County | $217,608 | $317,741 | $464,216 | $713,735 | $1,231,215 |
Nassau County | $89,639 | $153,586 | $231,105 | $349,974 | $529,464 |
Okaloosa County | $89,435 | $131,906 | $196,306 | $299,030 | $464,083 |
Okeechobee County | $31,356 | $60,075 | $100,618 | $164,794 | $256,175 |
Orange County | $104,819 | $158,728 | $227,659 | $308,337 | $419,702 |
Osceola County | $114,500 | $158,100 | $199,700 | $246,600 | $322,780 |
Palm Beach County | $81,000 | $138,000 | $224,357 | $360,000 | $600,000 |
Pasco County | $56,582 | $98,891 | $164,417 | $237,574 | $324,178 |
Pinellas County | $81,935 | $137,848 | $208,248 | $311,229 | $496,110 |
Polk County | $52,757 | $95,765 | $157,342 | $203,481 | $264,123 |
Putnam County | $19,440 | $36,840 | $72,380 | $129,160 | $218,303 |
Santa Rosa County | $54,444 | $115,809 | $181,512 | $252,913 | $344,287 |
Sarasota County | $105,300 | $153,900 | $220,900 | $333,200 | $523,100 |
Seminole County | $106,200 | $164,927 | $230,744 | $307,672 | $415,979 |
St. Johns County | $97,181 | $178,516 | $269,619 | $373,920 | $533,259 |
St. Lucie County | $90,000 | $143,600 | $195,600 | $244,800 | $301,600 |
Sumter County | $74,710 | $166,120 | $222,000 | $307,090 | $386,524 |
Suwannee County | $32,137 | $51,476 | $81,634 | $128,911 | $196,375 |
Taylor County | $23,251 | $40,982 | $71,460 | $116,560 | $184,278 |
Union County | $27,213 | $43,272 | $74,167 | $123,351 | $186,129 |
Volusia County | $90,826 | $136,035 | $187,702 | $254,248 | $350,755 |
Wakulla County | $41,007 | $75,259 | $122,483 | $199,308 | $268,556 |
Walton County | $42,915 | $116,280 | $279,935 | $521,774 | $1,043,865 |
Washington County | $21,411 | $46,537 | $83,077 | $136,606 | $193,945 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each county in Florida.
County | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Alachua County | $800 | $1,337 | $2,457 | $3,880 | $5,655 |
Baker County | $340 | $590 | $1,128 | $1,938 | $2,829 |
Bay County | $414 | $882 | $1,715 | $2,740 | $4,072 |
Bradford County | $231 | $515 | $807 | $1,443 | $2,370 |
Brevard County | $619 | $1,102 | $2,062 | $3,257 | $4,678 |
Broward County | $952 | $1,961 | $3,515 | $5,816 | $8,771 |
Calhoun County | $0 | $153 | $405 | $795 | $1,493 |
Charlotte County | $1,155 | $1,760 | $2,784 | $4,223 | $6,186 |
Citrus County | $66 | $102 | $503 | $1,356 | $2,429 |
Clay County | $696 | $1,214 | $2,120 | $3,413 | $4,985 |
Collier County | $999 | $1,746 | $3,061 | $5,358 | $9,900 |
Columbia County | $502 | $784 | $1,181 | $1,893 | $2,780 |
DeSoto County | $595 | $872 | $1,377 | $2,187 | $3,226 |
Dixie County | $310 | $405 | $794 | $1,373 | $2,594 |
Duval County | $640 | $1,101 | $2,046 | $3,266 | $4,907 |
Escambia County | $338 | $653 | $1,268 | $2,199 | $3,568 |
Flagler County | $823 | $1,596 | $2,684 | $3,996 | $5,976 |
Franklin County | $234 | $567 | $1,692 | $3,668 | $6,143 |
Gadsden County | $180 | $332 | $597 | $1,247 | $2,090 |
Gilchrist County | $284 | $577 | $918 | $1,655 | $2,542 |
Glades County | $277 | $552 | $977 | $1,685 | $2,684 |
Gulf County | $112 | $427 | $1,191 | $3,062 | $5,921 |
Hamilton County | $147 | $331 | $559 | $1,004 | $1,671 |
Hardee County | $418 | $684 | $1,033 | $1,681 | $2,465 |
Hendry County | $660 | $910 | $1,402 | $2,355 | $3,601 |
Hernando County | $762 | $1,099 | $1,767 | $2,697 | $3,699 |
Highlands County | $325 | $679 | $1,141 | $1,888 | $2,818 |
Hillsborough County | $790 | $1,505 | $2,805 | $4,585 | $6,759 |
Holmes County | $0 | $170 | $422 | $787 | $1,257 |
Indian River County | $609 | $1,170 | $2,106 | $3,535 | $6,612 |
Jackson County | $30 | $237 | $469 | $955 | $1,673 |
Jefferson County | $504 | $762 | $1,224 | $2,033 | $3,031 |
Lafayette County | $150 | $387 | $717 | $1,409 | $2,222 |
Lake County | $704 | $1,229 | $2,169 | $3,320 | $4,564 |
Lee County | $949 | $1,632 | $2,793 | $4,495 | $6,885 |
Leon County | $558 | $1,104 | $1,963 | $3,191 | $4,845 |
Levy County | $399 | $648 | $978 | $1,716 | $2,786 |
Liberty County | $110 | $249 | $507 | $1,217 | $2,019 |
Madison County | $149 | $300 | $607 | $1,166 | $2,053 |
Manatee County | $774 | $1,523 | $2,803 | $4,717 | $7,432 |
Marion County | $522 | $851 | $1,560 | $2,555 | $3,672 |
Martin County | $733 | $1,585 | $2,998 | $5,065 | $8,064 |
Miami-Dade County | $1,148 | $2,168 | $3,656 | $5,868 | $9,379 |
Monroe County | $1,845 | $2,811 | $4,145 | $6,277 | $10,321 |
Nassau County | $593 | $1,344 | $2,610 | $4,617 | $7,732 |
Okaloosa County | $562 | $1,094 | $1,877 | $3,097 | $5,107 |
Okeechobee County | $501 | $800 | $1,220 | $1,990 | $3,099 |
Orange County | $872 | $1,627 | $2,766 | $4,292 | $6,155 |
Osceola County | $1,029 | $1,728 | $2,802 | $3,998 | $5,604 |
Palm Beach County | $872 | $1,697 | $3,163 | $5,514 | $9,470 |
Pasco County | $580 | $941 | $1,859 | $3,401 | $5,327 |
Pinellas County | $621 | $1,220 | $2,431 | $4,220 | $7,016 |
Polk County | $572 | $936 | $1,724 | $2,802 | $3,881 |
Putnam County | $276 | $548 | $890 | $1,634 | $2,805 |
Santa Rosa County | $332 | $738 | $1,540 | $2,488 | $3,627 |
Sarasota County | $1,095 | $1,765 | $2,732 | $4,186 | $6,810 |
Seminole County | $806 | $1,448 | $2,404 | $3,620 | $4,954 |
St. Johns County | $1,038 | $1,995 | $3,371 | $5,309 | $7,495 |
St. Lucie County | $905 | $1,643 | $3,035 | $4,729 | $6,209 |
Sumter County | $549 | $1,698 | $2,968 | $4,443 | $5,919 |
Suwannee County | $388 | $682 | $992 | $1,591 | $2,367 |
Taylor County | $146 | $401 | $670 | $1,254 | $2,186 |
Union County | $173 | $402 | $664 | $1,224 | $1,923 |
Volusia County | $645 | $1,175 | $2,306 | $3,680 | $5,291 |
Wakulla County | $426 | $757 | $1,294 | $2,149 | $3,027 |
Walton County | $280 | $814 | $2,388 | $4,653 | $9,452 |
Washington County | $82 | $297 | $622 | $1,202 | $1,905 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
County | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Alachua County | 1.44% | 1.38% | 1.56% | 1.69% | 1.80% |
Baker County | 0.71% | 0.78% | 0.92% | 1.08% | 1.17% |
Bay County | 0.89% | 0.95% | 1.07% | 1.12% | 1.17% |
Bradford County | 0.70% | 1.05% | 1.06% | 1.21% | 1.29% |
Brevard County | 0.80% | 0.88% | 1.10% | 1.22% | 1.24% |
Broward County | 1.10% | 1.36% | 1.42% | 1.58% | 1.67% |
Calhoun County | 0.00% | 0.57% | 0.83% | 0.89% | 1.06% |
Charlotte County | 1.50% | 1.50% | 1.54% | 1.65% | 1.63% |
Citrus County | 2.36% | 2.36% | 0.85% | 0.97% | 1.09% |
Clay County | 0.98% | 0.97% | 1.18% | 1.43% | 1.58% |
Collier County | 0.81% | 0.93% | 1.06% | 1.09% | 1.03% |
Columbia County | 1.65% | 1.48% | 1.26% | 1.25% | 1.26% |
DeSoto County | 1.43% | 1.27% | 1.34% | 1.45% | 1.36% |
Dixie County | 1.70% | 1.38% | 1.56% | 1.58% | 1.85% |
Duval County | 1.03% | 1.01% | 1.23% | 1.38% | 1.46% |
Escambia County | 0.66% | 0.78% | 0.93% | 1.07% | 1.18% |
Flagler County | 0.63% | 0.97% | 1.31% | 1.49% | 1.53% |
Franklin County | 0.58% | 0.77% | 1.01% | 1.05% | 1.05% |
Gadsden County | 0.97% | 1.01% | 0.96% | 1.07% | 1.16% |
Gilchrist County | 0.78% | 1.01% | 1.04% | 1.16% | 1.23% |
Glades County | 0.73% | 0.98% | 1.19% | 1.34% | 1.48% |
Gulf County | 0.42% | 0.75% | 0.85% | 1.15% | 1.24% |
Hamilton County | 0.64% | 0.88% | 0.95% | 1.07% | 1.18% |
Hardee County | 1.28% | 1.27% | 1.21% | 1.27% | 1.23% |
Hendry County | 1.85% | 1.53% | 1.34% | 1.48% | 1.51% |
Hernando County | 1.19% | 1.09% | 1.19% | 1.35% | 1.39% |
Highlands County | 0.86% | 0.96% | 1.02% | 1.18% | 1.25% |
Hillsborough County | 0.85% | 1.03% | 1.39% | 1.64% | 1.68% |
Holmes County | 0.00% | 0.54% | 0.80% | 0.97% | 1.04% |
Indian River County | 0.72% | 0.88% | 1.05% | 1.18% | 1.23% |
Jackson County | 0.13% | 0.64% | 0.70% | 0.80% | 0.88% |
Jefferson County | 1.38% | 1.22% | 1.13% | 1.03% | 0.98% |
Lafayette County | 0.76% | 0.99% | 0.88% | 0.94% | 0.95% |
Lake County | 1.10% | 1.00% | 1.14% | 1.35% | 1.42% |
Lee County | 1.04% | 1.17% | 1.42% | 1.52% | 1.49% |
Leon County | 1.14% | 1.19% | 1.23% | 1.29% | 1.38% |
Levy County | 1.48% | 1.42% | 1.20% | 1.20% | 1.27% |
Liberty County | 0.80% | 0.95% | 0.82% | 0.91% | 0.93% |
Madison County | 0.66% | 0.75% | 0.85% | 0.92% | 1.01% |
Manatee County | 1.08% | 1.13% | 1.28% | 1.49% | 1.57% |
Marion County | 1.49% | 1.05% | 1.18% | 1.33% | 1.38% |
Martin County | 0.86% | 1.16% | 1.28% | 1.39% | 1.44% |
Miami-Dade County | 0.90% | 1.20% | 1.44% | 1.66% | 1.67% |
Monroe County | 0.85% | 0.88% | 0.89% | 0.88% | 0.84% |
Nassau County | 0.66% | 0.88% | 1.13% | 1.32% | 1.46% |
Okaloosa County | 0.63% | 0.83% | 0.96% | 1.04% | 1.10% |
Okeechobee County | 1.60% | 1.33% | 1.21% | 1.21% | 1.21% |
Orange County | 0.83% | 1.03% | 1.21% | 1.39% | 1.47% |
Osceola County | 0.90% | 1.09% | 1.40% | 1.62% | 1.74% |
Palm Beach County | 1.08% | 1.23% | 1.41% | 1.53% | 1.58% |
Pasco County | 1.03% | 0.95% | 1.13% | 1.43% | 1.64% |
Pinellas County | 0.76% | 0.89% | 1.17% | 1.36% | 1.41% |
Polk County | 1.08% | 0.98% | 1.10% | 1.38% | 1.47% |
Putnam County | 1.42% | 1.49% | 1.23% | 1.27% | 1.28% |
Santa Rosa County | 0.61% | 0.64% | 0.85% | 0.98% | 1.05% |
Sarasota County | 1.04% | 1.15% | 1.24% | 1.26% | 1.30% |
Seminole County | 0.76% | 0.88% | 1.04% | 1.18% | 1.19% |
St. Johns County | 1.07% | 1.12% | 1.25% | 1.42% | 1.41% |
St. Lucie County | 1.01% | 1.14% | 1.55% | 1.93% | 2.06% |
Sumter County | 0.73% | 1.02% | 1.34% | 1.45% | 1.53% |
Suwannee County | 1.21% | 1.32% | 1.22% | 1.23% | 1.21% |
Taylor County | 0.63% | 0.98% | 0.94% | 1.08% | 1.19% |
Union County | 0.64% | 0.93% | 0.90% | 0.99% | 1.03% |
Volusia County | 0.71% | 0.86% | 1.23% | 1.45% | 1.51% |
Wakulla County | 1.04% | 1.01% | 1.06% | 1.08% | 1.13% |
Walton County | 0.65% | 0.70% | 0.85% | 0.89% | 0.91% |
Washington County | 0.38% | 0.64% | 0.75% | 0.88% | 0.98% |
Reduce your property tax bill with Ownwell
Ownwell saves property owner's $1,149 a year on their property taxes. Sign up in 5 minutes to start saving today! With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings after you save!
Real Estate Values in Florida
The median home price in Florida has increased by 2.56% from August 2022 to August 2023, from $394.5K to $404.5K. At the same time, the number of active listings in Florida has decreased from 144.2K in August 2022 to 138.8K in August 2023, indicating a tightening of the housing market in the state. This suggests that home prices in Florida are likely to continue to rise in the near future.
Median Sale Value
$404.5K
Total Active Listings
138.8K
Annual percent change in median sale price
2.56%
Median Home Sale Price Florida
Last updated: November 2023
Reduce your property tax bill with Ownwell
Ownwell will evaluate your property tax assessment, build a case, and file an appeal. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings!
Mortgage Rates in Florida
Mortgage rates in Florida are expected to remain relatively stable in 2023, with an average rate of 4.78%. This rate is slightly higher than the national average, but still provides homeowners with a great opportunity to purchase a home. The average outstanding residential loan amount for homeowners in Florida in 2023 is estimated to be $307,370, and there are an estimated 3.5 million outstanding residential loans in the state. This indicates that the housing market in Florida is strong and that homeowners are taking advantage of the competitive mortgage rates.
# of Outstanding Loans
3.5M
Total Outstanding Loan Amount
$1.1T
Properties with Loans
45.31%
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Florida by county.
County | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Alachua County | $48,174 | $86,520 | $140,494 | $212,973 | $301,680 |
Baker County | $39,353 | $74,712 | $130,648 | $197,611 | $264,211 |
Bay County | $52,504 | $96,180 | $160,907 | $238,822 | $327,429 |
Bradford County | $32,763 | $63,838 | $109,849 | $164,206 | $239,389 |
Brevard County | $53,804 | $91,235 | $153,119 | $233,885 | $334,213 |
Broward County | $32,420 | $77,195 | $161,647 | $281,101 | $400,973 |
Calhoun County | $22,473 | $43,224 | $79,603 | $129,309 | $178,591 |
Charlotte County | $49,529 | $88,931 | $146,615 | $220,051 | $318,357 |
Citrus County | $27,625 | $58,841 | $107,655 | $171,494 | $247,320 |
Clay County | $56,617 | $92,246 | $150,205 | $223,110 | $301,458 |
Collier County | $52,303 | $107,848 | $205,546 | $329,073 | $517,547 |
Columbia County | $25,208 | $52,157 | $97,803 | $155,513 | $223,797 |
DeSoto County | $17,572 | $39,173 | $84,310 | $151,289 | $230,509 |
Dixie County | $17,235 | $35,776 | $67,495 | $118,316 | $174,089 |
Duval County | $34,009 | $70,353 | $127,483 | $208,274 | $296,971 |
Escambia County | $36,980 | $68,841 | $123,203 | $197,651 | $283,493 |
Flagler County | $58,644 | $95,818 | $154,429 | $227,196 | $320,750 |
Franklin County | $31,533 | $74,467 | $169,606 | $322,619 | $527,085 |
Gadsden County | $26,087 | $50,662 | $93,205 | $145,688 | $204,104 |
Gilchrist County | $24,754 | $50,569 | $97,206 | $159,313 | $235,715 |
Glades County | $19,881 | $43,963 | $89,139 | $147,667 | $209,353 |
Gulf County | $35,262 | $79,772 | $156,509 | $283,895 | $479,097 |
Hamilton County | $21,270 | $41,464 | $69,240 | $121,680 | $175,327 |
Hardee County | $23,375 | $46,678 | $89,020 | $142,805 | $206,132 |
Hendry County | $20,430 | $42,029 | $97,587 | $159,426 | $219,992 |
Hernando County | $33,596 | $65,263 | $114,644 | $175,885 | $242,240 |
Highlands County | $29,292 | $54,934 | $98,473 | $150,735 | $218,717 |
Hillsborough County | $42,449 | $85,359 | $160,735 | $245,929 | $353,252 |
Holmes County | $15,661 | $36,187 | $65,719 | $119,293 | $192,025 |
Indian River County | $41,049 | $80,694 | $143,924 | $223,340 | $338,975 |
Jackson County | $22,005 | $43,588 | $83,398 | $132,903 | $193,758 |
Jefferson County | $30,253 | $60,435 | $115,084 | $191,326 | $284,337 |
Lafayette County | $22,168 | $45,130 | $92,885 | $154,877 | $254,653 |
Lake County | $41,091 | $83,058 | $148,526 | $223,605 | $299,823 |
Lee County | $59,613 | $104,439 | $169,622 | $249,748 | $358,938 |
Leon County | $34,800 | $66,584 | $120,214 | $198,310 | $291,878 |
Levy County | $18,312 | $39,563 | $81,467 | $141,683 | $209,273 |
Liberty County | $21,331 | $48,213 | $88,423 | $146,113 | $203,672 |
Madison County | $17,444 | $42,641 | $82,070 | $143,341 | $225,778 |
Manatee County | $60,314 | $113,841 | $192,398 | $281,905 | $398,353 |
Marion County | $37,827 | $66,823 | $113,417 | $171,011 | $243,706 |
Martin County | $36,058 | $79,393 | $159,450 | $272,175 | $412,314 |
Miami-Dade County | $36,018 | $88,312 | $172,567 | $293,315 | $429,064 |
Monroe County | $51,716 | $136,568 | $285,297 | $473,389 | $726,057 |
Nassau County | $67,366 | $114,923 | $186,927 | $276,100 | $391,742 |
Okaloosa County | $61,049 | $108,959 | $184,657 | $278,326 | $389,290 |
Okeechobee County | $19,013 | $47,092 | $93,471 | $156,411 | $233,292 |
Orange County | $36,013 | $80,829 | $157,527 | $251,002 | $353,621 |
Osceola County | $52,126 | $97,062 | $167,428 | $238,716 | $310,606 |
Palm Beach County | $32,046 | $72,305 | $152,453 | $268,070 | $412,814 |
Pasco County | $29,890 | $70,206 | $136,824 | $219,522 | $305,754 |
Pinellas County | $24,094 | $59,907 | $132,104 | $233,238 | $353,906 |
Polk County | $37,550 | $77,978 | $139,617 | $204,085 | $266,998 |
Putnam County | $16,352 | $37,177 | $76,485 | $136,738 | $207,472 |
Santa Rosa County | $42,549 | $88,861 | $159,514 | $238,441 | $325,185 |
Sarasota County | $44,788 | $94,206 | $168,435 | $262,024 | $389,639 |
Seminole County | $42,128 | $87,732 | $163,280 | $252,926 | $351,934 |
St. Johns County | $82,277 | $138,155 | $223,440 | $323,557 | $445,881 |
St. Lucie County | $42,333 | $84,425 | $152,167 | $225,427 | $295,864 |
Sumter County | $50,825 | $93,496 | $149,839 | $218,647 | $302,701 |
Suwannee County | $23,317 | $47,776 | $89,424 | $143,285 | $216,835 |
Taylor County | $17,187 | $38,143 | $78,230 | $132,921 | $196,719 |
Union County | $28,561 | $62,794 | $108,867 | $160,709 | $219,353 |
Volusia County | $38,337 | $77,119 | $136,346 | $208,915 | $287,853 |
Wakulla County | $42,082 | $74,321 | $119,376 | $181,346 | $246,653 |
Walton County | $81,424 | $150,412 | $264,941 | $452,335 | $818,703 |
Washington County | $25,248 | $56,585 | $105,525 | $165,996 | $235,647 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in counties across Florida.
County | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Alachua County | 2.93% | 3.60% | 4.32% | 5.94% | 7.02% |
Baker County | 2.90% | 3.56% | 4.25% | 5.74% | 6.75% |
Bay County | 2.90% | 3.39% | 4.00% | 5.13% | 6.30% |
Bradford County | 2.90% | 3.30% | 4.10% | 5.11% | 6.31% |
Brevard County | 2.93% | 3.60% | 4.40% | 6.04% | 7.20% |
Broward County | 2.90% | 3.62% | 4.44% | 6.12% | 7.26% |
Calhoun County | 3.00% | 3.60% | 4.21% | 5.28% | 6.31% |
Charlotte County | 2.90% | 3.50% | 4.16% | 5.72% | 7.04% |
Citrus County | 2.90% | 3.48% | 4.19% | 5.62% | 6.67% |
Clay County | 2.90% | 3.56% | 4.25% | 5.66% | 6.55% |
Collier County | 2.90% | 3.44% | 4.17% | 5.75% | 7.09% |
Columbia County | 2.91% | 3.60% | 4.40% | 5.96% | 7.00% |
DeSoto County | 3.00% | 3.74% | 4.75% | 6.60% | 7.89% |
Dixie County | 2.90% | 3.50% | 4.32% | 5.74% | 6.68% |
Duval County | 2.99% | 3.65% | 4.45% | 6.16% | 7.29% |
Escambia County | 2.96% | 3.60% | 4.40% | 6.05% | 7.11% |
Flagler County | 2.90% | 3.50% | 4.24% | 5.68% | 6.77% |
Franklin County | 2.90% | 3.37% | 4.00% | 5.02% | 6.33% |
Gadsden County | 3.10% | 3.79% | 4.62% | 6.14% | 7.05% |
Gilchrist County | 2.90% | 3.56% | 4.24% | 5.50% | 6.39% |
Glades County | 2.80% | 3.48% | 4.25% | 5.74% | 7.00% |
Gulf County | 2.90% | 3.35% | 4.03% | 5.11% | 6.42% |
Hamilton County | 2.90% | 3.53% | 4.20% | 5.36% | 6.29% |
Hardee County | 3.00% | 3.70% | 4.40% | 5.88% | 7.00% |
Hendry County | 2.96% | 3.72% | 4.87% | 6.70% | 8.00% |
Hernando County | 2.90% | 3.56% | 4.37% | 5.78% | 6.96% |
Highlands County | 2.90% | 3.50% | 4.19% | 5.62% | 6.65% |
Hillsborough County | 2.90% | 3.58% | 4.30% | 5.93% | 7.19% |
Holmes County | 2.90% | 3.60% | 4.43% | 5.94% | 7.02% |
Indian River County | 2.90% | 3.51% | 4.23% | 5.77% | 6.96% |
Jackson County | 2.90% | 3.62% | 4.40% | 5.98% | 6.87% |
Jefferson County | 2.90% | 3.60% | 4.37% | 5.93% | 6.97% |
Lafayette County | 2.90% | 3.42% | 4.00% | 4.79% | 6.05% |
Lake County | 2.90% | 3.59% | 4.25% | 5.75% | 7.02% |
Lee County | 2.90% | 3.45% | 4.17% | 5.52% | 6.95% |
Leon County | 2.98% | 3.65% | 4.44% | 6.16% | 7.14% |
Levy County | 2.96% | 3.62% | 4.50% | 6.00% | 7.08% |
Liberty County | 2.96% | 3.60% | 4.17% | 5.01% | 6.27% |
Madison County | 2.93% | 3.58% | 4.23% | 5.57% | 6.36% |
Manatee County | 2.90% | 3.50% | 4.15% | 5.65% | 7.02% |
Marion County | 2.90% | 3.50% | 4.20% | 5.62% | 6.57% |
Martin County | 2.90% | 3.57% | 4.30% | 6.00% | 7.26% |
Miami-Dade County | 2.99% | 3.70% | 4.59% | 6.28% | 7.51% |
Monroe County | 2.90% | 3.40% | 4.16% | 5.93% | 7.25% |
Nassau County | 2.90% | 3.45% | 4.03% | 5.10% | 6.25% |
Okaloosa County | 2.90% | 3.41% | 4.04% | 5.12% | 6.28% |
Okeechobee County | 2.93% | 3.70% | 4.70% | 6.32% | 7.58% |
Orange County | 3.00% | 3.69% | 4.40% | 6.08% | 7.25% |
Osceola County | 2.90% | 3.55% | 4.25% | 5.57% | 6.81% |
Palm Beach County | 2.90% | 3.60% | 4.42% | 6.25% | 7.51% |
Pasco County | 2.90% | 3.57% | 4.20% | 5.79% | 7.06% |
Pinellas County | 2.93% | 3.60% | 4.40% | 6.25% | 7.46% |
Polk County | 2.90% | 3.59% | 4.37% | 5.89% | 7.12% |
Putnam County | 2.90% | 3.60% | 4.50% | 6.15% | 8.00% |
Santa Rosa County | 2.90% | 3.50% | 4.15% | 5.63% | 6.87% |
Sarasota County | 2.90% | 3.50% | 4.22% | 5.87% | 7.12% |
Seminole County | 2.99% | 3.62% | 4.37% | 6.03% | 7.21% |
St. Johns County | 2.87% | 3.30% | 3.95% | 4.75% | 6.12% |
St. Lucie County | 2.90% | 3.38% | 4.17% | 5.60% | 6.80% |
Sumter County | 2.90% | 3.41% | 4.00% | 5.00% | 6.32% |
Suwannee County | 2.90% | 3.56% | 4.28% | 5.61% | 6.37% |
Taylor County | 2.93% | 3.60% | 4.49% | 6.01% | 7.19% |
Union County | 2.90% | 3.50% | 4.20% | 5.25% | 6.30% |
Volusia County | 2.90% | 3.60% | 4.40% | 6.10% | 7.33% |
Wakulla County | 2.90% | 3.56% | 4.25% | 5.70% | 6.57% |
Walton County | 2.80% | 3.10% | 3.85% | 4.50% | 5.90% |
Washington County | 2.99% | 3.57% | 4.11% | 5.03% | 6.98% |
Housing Expenses in Florida
Housing expenses are a major part of the average household budget in the state. In fact, housing expenses account for nearly one-third of total expenses for the average household. As inflation continues, housing expenses continue to rise, eating up an ever-increasing portion of the household budget. Property taxes are the second largest component of housing expenses for the average property owner in the state, making up a significant portion of the total housing expenses. As housing expenses continue to rise, it is important for households to budget carefully and plan for the future to ensure they can afford their housing expenses.
Monthly Consumer Expenses for South region
Reduce your property tax bill with Ownwell
Ownwell saves property owner's $1,149 a year on their property taxes. Sign up in 5 minutes to start saving today! With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings after you save!
With Ownwell's property tax monitoring service ensures you'll never overpay on property taxes again.
How Ownwell works?
- Enter your property address and get an instant estimate of your potential tax savings based on local market data and our historical tax savings in your area.
- Sign up online and authorize Ownwell to fight your tax bill in less than 5 minutes.
- Sit back and let us get to work. Ownwell handles everything start to finish with no up-front costs. It’s all backed by our industry-leading Savings-or-Free Guarantee.
- When we save you money our fee is just 25% of your savings. If you don't save, you don't pay. We will continue to monitor your property taxes every year to ensure that you never overpay or have to worry about your property taxes again.
Reduce your property tax bill with Ownwell
Enter your property address and get an initial estimate of your potential tax savings based on local market data and our historical tax savings in your area. We never share or sell your information.
Frequently asked questions
We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Florida is 1.34%.
The following exemptions and discounts are available in Florida: Charitable, Disabled, Early Payment Discount and Homestead
Explore Property Taxes in Your County
Alachua County
Baker County
Bay County
Bradford County
Brevard County
Broward County
Calhoun County
Charlotte County
Citrus County
Clay County
Collier County
Columbia County
DeSoto County
Dixie County
Duval County
Escambia County
Flagler County
Franklin County
Gadsden County
Gilchrist County
Glades County
Gulf County
Hamilton County
Hardee County
Hendry County
Hernando County
Highlands County
Hillsborough County
Holmes County
Indian River County
Jackson County
Jefferson County
Lafayette County
Lake County
Lee County
Leon County
Levy County
Liberty County
Madison County
Manatee County
Marion County
Martin County
Miami-Dade County
Monroe County
Nassau County
Okaloosa County
Okeechobee County
Orange County
Osceola County
Palm Beach County
Pasco County
Pinellas County
Polk County
Putnam County
Santa Rosa County
Sarasota County
Seminole County
St. Johns County
St. Lucie County
Sumter County
Suwannee County
Taylor County
Union County
Volusia County
Wakulla County
Walton County
Washington County